Services from non-network DME and Hearing Aid providers are not covered. The beneficiary will be responsible for a significant portion of the charges for routine vision care. <>stream This plan is not a Qualified Health Plan under the Affordable Care Act. Since that year, the UMWA and Bituminous Coal Operators Association, Inc. (BCOA) have negotiated periodically over employee benefits for coal miners, retirees, and their dependents. You may receive a copy of your 2020 Form 1095-B upon request by mailing such request to: UMWA Health & Retirement Funds 2121 K Street, NW Suite 350 Washington DC 20037 You may contact the Funds at (800) 291-1425 with any questions. 2. Members Contact: (888) 982-4748 Claims Questions: (877) 813-6366 Registration and Technical Issues: (800) 638-0968 Electronic Claims Submission: EDI Payor ID 31172 Paper Claims Submission: WTC Claims Administration, PO Box 11064, Charleston, WV 25339 Self Service Tools Provider Registration I need my username Password not working Unlock my account Select Continue to remain logged in. Privacy Policy, UMWA Urges Swift Action to Pass the Richard L. Trumka Protecting the Right to Organize Act, UMWA Mourns Miner Killed at Central Appalachian Mining, West Virginia HB 3270 is Bad for WV Workers. Also included with no waiting period: Periodontal maintenance (limit 2 per year) and periodontal scaling and root planing (limit 1 per quadrant every 3 years). 8 [sfHD%0y Service, Contact Double-check the entire document to make certain you have completed all the information and no changes are needed. 3 reviews of Maria Saguin, DDS - Topanga Dental "I recently had a visit to get a teeth cleaning with Dr saguin. In some cases, infections in your mouth can cause serious problems elsewhere in your body. 2 0 obj Pay: $18.00 per . CNSI, a leading provider of innovative healthcare technology products and solutions, and Kepro, a leading provider of technology-enabled care management, quality oversight, and clinical assessment services announced an agreement to merge. Medicare beneficiaries must have services approved by Medicare Part A. Medicare Part A is the primary payer. Dont allow American workers to face any https://t.co/P7smBtf035, The UMWA has been working with Wicked Delicate Films to plan a one-night premiere of their film: Fight Like Hell https://t.co/4UmqKOfV2o. Precertification: (800) 292-2288. Meals and lodging may be covered for beneficiary and escort, if prior approved, for out-of-area transports. With a dental plan, you have easy access to the care you need to keep your mouth healthy. Preventive care services are covered at little or no cost to you. Why We Chose It: VSP Vision is our top pick because there are multiple plans with flexible coverage and costs, and because it is the largest provider of vision insurance to the most people. You may contact the Funds at (800) 291-1425 with any questions. The Funds will pay the Part A coinsurance during that time. Funds' Call Center: (800) 291-1425. 4 0 obj Did you know? If routine exams are all you need, the cost of insurance might not be worth it. The Funds also has a network of Durable Medical Equipment (DME) and Hearing Aid providers that must be used for obtaining those services. 1 / 5. We work closely with brokers and clients to deliver custom benefits solutions. Step 3: Use Your Eye Insurance Benefits to Purchase Vision Care Items. Medical justification must be provided on a Certificate of Medical Necessity (CMN) for oxygen equipment and supplies to be approved. When you go to a physician or other non-hospital type of provider (i.e. Best Dental Insurance Companies of 2023 Best Overall: Cigna Runner-Up, Best Overall: Renaissance Dental Best for No Waiting Periods: Spirit Dental Best Value: Humana Dental Insurance Best. Using the pharmacy mail service program saves your Funds' money too. Complete and partial dentures once per 5 years, plus repairs and adjustments. Patients purchase Marchon products because they are covered by the VSP plan via the in-network doctor. Although its main focus has always been on workers and their rights, the UMW of today also advocates for better roads, schools . Medicare beneficiaries are subject to the Medicare cap on outpatient PT and ST. Services beyond this cap must be approved by the Funds Precertification Department at 1-800-292-4488. Highest customer reviews on one of the most highly-trusted product review platforms. Please contact our Customer Service Department at 1-800-687-0500 for more information. Dental insurance premiums. You enjoy extra savings when you see a network provider. And while most people recognize that medical coverage is necessary, dental and vision plans might seem less essential. USLegal received the following as compared to 9 other form sites. The Funds can cover services in excess of 100 days if the Funds pre-certifies the services as skilled care. Some Medicare Advantage plans . Its important to keep your provider information up to date. Dental insurance premiums ranged from less than $10 per month to more than $80 per month in our review of quotes across the largest dental insurance companies. 3. Medicare beneficiaries Medicare Part A is the primary payer. Dont delay. More savings when you stay in-network 1. Benefits are provided for immunizations, allergy desensitization injections, pap smears, screening for hypertension and diabetes, and examinations for cancer, blindness and deafness and other screening and diagnostic procedures when medically necessary. Covered if under the care of a physician, condition requires skilled nursing care or speech/physical therapy at least once every 60 days, a physician treatment plan exists, and patient is confined to home. 1. Listed on 2023-02-27. USLegal fulfills industry-leading security and compliance standards. #1 Internet-trusted security seal. Get access to thousands of forms. Plan Highlights. We want to thank all of the members of supporters who got on the buses, attended the rallies, and walked the halls of Congress when called upon. Network Solutions Flexible provider networks for member access to quality care at the best value. Current estimates contain both current EIA original estimates and revised estimates. United Concordia is offering members dental plans for the individual; two-party; or family. Covered when prescribed by a physician to restore functions lost or reduced by illness or injury. If you do need corrective lenses in addition to preventive care, you're probably better off with the insurance. endobj endobj After the first 100 Medicare days are exhausted, the Funds will become the primary payer if the level of care is skilled. Medicare supplement insurance coverage can include: Deductibles Coinsurance Foreign travel Medicare Advantage Plans Medicare Advantage may cover: Most Medicare Part A (hospital coverage) covered services (Hospice will remain covered through Medicare) Medicare Part B (medical insurance coverage) covered services Please note that the address for the Funds Medical Management office has been changed. All Rights Reserved. "I urge Congress to take the necessary steps to quickly pass the PRO Act. Get answers to you vaccination and testing questions. All Rights Reserved. Employee Contributions Elective Deferrals, Resolution of Disputes re: New Inexperienced Miner Status, Appeal Non-Medicare Eligible Beneficiary, Prescription Drug Plan Benefits Providers. All DME and Medical Supplies require a Certificate of Medical Necessity (CMN) to be completed by the physician. If the employer offered dental and medical through separate plans, you can choose to continue both or opt to continue just the medical or dental plan. In some cases, infections in your mouth can cause serious problems elsewhere in your body. Remember to sign up for Part B when you first become eligible, and notify the Funds' Call Center at (800)291-1425 when your Medicare benefits start. This list was formerly published as Part 6 of the administrative and billing instructions in Subchapter 5 of your MassHealth provider manual. Services must be provided by an approved hearing aid vendor who has signed a Hearing Aid Vendor agreement and is on the approved list of 29 providers. The plan also provides these extra benefits at no cost: Note: The dentist search is provided for informational purposes only. Ensures that a website is free of malware attacks. Read our current newsletters for Medical, Dental or Behavioral providers. Please visit the Mercer Marketplace to learn more about the plans and benefits that your employer is making available to you. Please visit the Mercer Marketplace to learn more about the plans and benefits that your employer is making available to you. Covered if admitted by a licensed physician to an Accredited Hospital and determined to be medically necessary. Expansive network of dental providers. Must have a valid driver's license with a clean driving record for the past 3 years. For Non-Medicare beneficiaries this is not a covered benefit. The United Mine Workers of America (UMW or UMWA) is a North American labor union best known for representing coal miners. Home Health Care, including nursing visits by a registered nurse and home health aides. Dental Preferred Provider Organization (PPO) Plan? Hearing aids must, however, be ordered through one of the Funds Network Hearing Aid vendors and must be approved by the Funds Prior Authorization Department (800-292-2288). Please fax address, phone number, and other changes, along with a copy of the W-9 to 214-574-3599. For more than 100 years, we've been building a different kind of benefits company, and going beyond the needs of our customers. Step 2: Complete Your Eye Exam. This is the official Facebook Fan page of the United Mine Workers of America International Union. Your session is about to expire. No waiting periods. 2. TopTenReviews wrote "there is such an extensive range of documents covering so many topics that it is unlikely you would need to look anywhere else". A UMR Dental plan provides you and your family with coverage for most common dental services, from cleanings to major services such as crowns and bridges. Forms 10/10, Features Set 10/10, Ease of Use 10/10, Customer Service 10/10. Lenses will not be covered unless the new prescription differs from the most recent one by an axis change of 20 degrees or .50 diopter sphere or cylinder change and the lenses must improve visual acuity by at least one line on the standard chart. Beckley, WV 25802. Cigna Dental is another major provider that has a long-standing positive reputation for its dental insurance plans. YES. Covered if admitted by a licensed physician to a licensed skilled nursing care facility and is medically necessary. Electronic Services Available (EDI) Professional/1500 Claims. Plus, you save money on gasoline because your medications are delivered directly to your home. c.111M and 956 CMR 5.00. & Estates, Corporate - Contact the Funds Call Center (800-291-1425) to inquire about a PCP in your area. Complete all of the requested boxes (they are yellowish). Health & Well Being: Medical/Dental/Vision Insurance Paid Time Off Various Personal and Parental Leave Programs Universal Life Insurance Retirement Programs & Matching Employee Contributions: 401K & RRSP Employee Recognition & Anniversary Programs Training, Development, and Growth Opportunities Your medical provider should call 1-800-292-2288 to pre-certify services. If you have services from these providers you will incur a higher co-payment responsibility. Personal Dental Plan covers preventive care (annual cleanings, X-rays and evaluations) The following plan tiers Personal Dental Plan Basic and Personal Dental Plus add more coverage for minor and major restorative services such as extractions, fillings, denture repairs and oral surgery. Routine physical examinations are covered for: Newborns and children up to age 6, age 55 and over, existing medical condition and being treated by physician, undergoing annual or semi-annual exam by gynecologist, or undergoing routine exam prescribed by a specialist as part of such specialists care of a medical condition. Home health visits to assist with activities of daily living (bathing, feeding, and house cleaning, etc.) The Funds has a network of Cooperating Providers that you should use for all medical services. Benefits for necessary repairs and maintenance, except the replacement of batteries, will be provided after the expiration of the warranty period. We make that possible through giving you access to our full-fledged editor effective at altering/correcting a document?s initial text, inserting unique fields, and putting your signature on. Precertification is required for days in excess of the 100 day maximum. More "I urge Congress to take the necessary steps to quickly pass the PRO Act. Highlights of your Dental Coverage . stream Enhanced plan. Although the Funds plan does not cover these services, Medicare does cover some chiropractic services. Non-Medicare beneficiaries must have services approved by the Funds' Precertification Department at 1-800-292-2288. The Funds was created in the White House in 1946 in a contract between the United Mine Workers of America (UMWA) and the Federal Government. Basic dental care includes office visits, extractions, fillings, periodontal treatment (gum disease), and root canals. We extend an extremely competitive offering of benefits to employees, including Medical Health Care, Dental Care, Vision Plan, 401-K with a matching component, Life Insurance, Short-term and Long-term disability, and Wellness & Perks Programs. Online/Remote - Candidates ideally in. Please confirm your provider is in the network once you enroll. Dental benefits may not be available from UMR through your employer. Provider must obtain precertification for any DME items over $300. Suite 350
The Funds will process these claims as a Medicare benefit at 80% of Medicare allowable.
If you have any questions, please call Drummond Customer Service toll-free at 1-866-300-0297 or 205-558-7545 (TTY: 711) or e-mail us at vivamemberhelp@uabmc.edu. If dental was included with the medical plan offered by your employer, you must elect to continue the entire plan. Dental network customer service. You will receive a $130 allowance toward the cost of the frame. Listing for: US Oncology, Inc. Full Time, Remote/Work from Home position. For seniors over 65, Medicare insurance doesn't cover dental services, but you can buy a private Medicare Advantage plan with a supplemental plan for dental coverage. Trustmark Voluntary Benefits offers Life, Accident, Critical Illness, Disability, and Hospital insurance solutions that help policyholders achieve greater financial security and well-being. Triangle, VA 22172, 2023 United Mine Workers of America. Step 1: Find a VSP Network Doctor. Medical Claims Processing, Insurance Claims. Execute Umwa Vision Benefits in just a couple of moments following the recommendations listed below: Choose the template you want in the collection of legal form samples. Triangle, VA 22172, 2023 United Mine Workers of America. But in the long term, the benefits of a dental or vision plan may pay off. Our Mission is to strengthen our communities by improving the health of all our neighbors. Call us for support with your dental benefits. Dentists can detect signs of disease just from looking at your teeth and gums. And, you'll have 60% coverage for orthodontic services, up to a lifetime maximum of $1,500. Click here for weekly coal production updates. If routine exams are all you need, the cost of insurance might not be worth it. Online provider access to member health benefits and claims information With our growing provider base, members have better access to the best care available. Welcome to Funds information for health care providers. Cigna Dental Insurance. Attorney, Terms of This plan covers all or most of your dental exams and cleanings and provides coverage for fillings. UMWA Health & Retirement Funds
Plus 50% coverage for major restorative dental care, up to a yearly maximum of $500. Be a part of our Union Veterans Leadership Council! Many union members and retirees with original Medicare (Part A and Part B) coverage are looking for additional insurance to help limit out-of-pocket costs. With a focus on prevention, dental insurance typically covers professional services like routine check-ups, cleanings and exams at 100%. Outpatient Hospital, including emergency medical, accident, surgical care, lab & x-ray, chemotherapy, radiation therapy, physiotherapy, and renal dialysis. Custodial/non-skilled care is not covered (i.e. login.cignaResources.findCareTitle . Copyright 2023 UMHA H & R Funds. Health Services Cardholder Section (This is the only section to be filled out by the patient) Patients Name (Last, First, Middle. EOE. These providers have a relationship with the Funds and will not balance bill you for services after the Funds payment, except for applicable copayments. The beneficiary will be responsible for any copayments or coinsurance due after the Medicare Part B payment is made. The 15 month Rent-to-Cap period applies to all oxygen equipment rentals. Union Plus Retiree Health Insurance - UMWA. For complex cases in high-cost areas, the cost can rise to approximately $2,500 to $3,000. UMWA Health and Retirement Funds PO Box 292167 Nashville, TN 37229 This address change applies to Claim Appeals, Pharmacy Appeals, Precertification and Case Management. When you have vision care insurance, you send the vision insurer a check for your premium for individual plans or have the premium deducted from your paycheck for employer-sponsored plans. Medicare supplement insurance coverage can include: Deductibles Coinsurance Foreign travel Medicare Advantage Plans Medicare Advantage may cover: Most Medicare Part A (hospital coverage) covered services (Hospice will remain covered through Medicare) Medicare Part B (medical insurance coverage) covered services Most recent MSHA data available are for the second quarter of 2018. The Funds will not pay the Medicare co-insurance since chiropractic care is not covered by the Funds benefits plan. Medicare Advantage plans often have dental benefits. Main Administration Number: (202) 521-2201. This summary of benefits and coverage shows how you and The Standard would share the cost for covered dental care services. Get information about eligibility for benefits. They have several individual dental insurance plan options starting at $19 per month per person. PO Box 292167 This helps reduce out-of-pocket costs, so you pay less for the dental care you need. UMWA, Medical Assistance, Medicare, etc.) Inpatient Hospital, including semi-private room, intensive or coronary care unit, renal dialysis, mental illness, alcohol/chemical dependency and maternity. Suite 200 Our Help Desk can be reached at 1-800-638-0968 between the hours of 8:00 am and 5:00 pm Eastern Time, Monday - Friday. . There are several factors that need to be considered to make that determination. Subject to prior approval, coverage is provided for medically necessary skilled nursing care in a skilled nursing care facility. Standard Insurance Company Group Dental Insurance Help protect your oral health with regular dental exams and procedures.
Copyright 2023 UMHA H & R Funds. VSP makes money off of those sales. Providers should email [emailprotected]for more information. If you choose a Fashion or Designer frame from our Davis Vision Exclusive Collection it will be covered in full. USLegal has been awarded the TopTenREVIEWS Gold Award 9 years in a row as the most comprehensive and helpful online legal forms services on the market today. View plans and prices available in your area * Age * Get a quote Humana Dental is proud to announce our customer satisfaction award *Note If you are in the Funds 1993 Benefit Plan, there is a small listing of Non-PPL providers. Learn how good dental health contributes to better overall health (PDF). )/Keywords(fY\)\b+"kYyph[%\)eWK)/SourceModified(fY\)\b+"k#x">^ E`:L)/Subject(fY\)\b+"kYyph[%\)eWK)/Title(fY\)\b+"kB%}?v [py\t\r'?jBeX5.6-_g`cp\f+%i)>> 1 0 obj UMWA Health & Retirement Funds 2121 K Street, NW, Suite 350 Washington, DC 20037 Attn: Hiring Manager/Employee Benefits Attorney EEO/M/F/D/V Job Type: Full-time Benefits: 401 (k) 401 (k) matching Dental insurance Employee assistance program Flexible schedule Flexible spending account Health insurance Life insurance Paid time off Parental leave Best Dental Insurance of 2023 Best Overall: Renaissance Best For Low Fees: Cigna Best for Immediate Coverage: Spirit Dental and Vision Best for Families: UnitedHealthcare Best for Seniors: Smart Health Dental Best for Singles: Physicians Mutual Best for Orthodontics: Delta Dental Best Value: Guardian Direct Best Overall : Renaissance Get a Quote bNM;8_l}X+O5|:kDx#JPG{%1hx. In addition, people over 65 are more susceptible to oral cancer. A specified number of trips at a negotiated rate will be authorized for payment. The revised estimates include the most recent MSHA data available as of the release date of the table. are not covered. UMR offers flexible, third-party administration of multiple, complex plan designs and integrated in-house services. A UMR Dental plan provides you and your family with coverage for most common dental services, from cleanings to major services such as crowns and bridges. hospitals, skilled nursing facilities, home health agencies, etc). When you get your maintenance drugs through the Funds pharmacy mail service you will pay a lower co-payment than at retail pharmacies and receive a 90-day supply of your medications. Select a directory, and find network participating health care professionals . Dental Insurance Plans | Humana Individual and family dental insurance plans From budget-friendly monthly premiums to low office-visit copays, Humana has a dental plan that is sure to fit your needs. Eye exam to learn more about the plans and the Funds will pay the Medicare co-insurance since chiropractic care not. Their services for our members up to date 35 % on average at %. License with a copy of the seven Funds network will not pay Medicare! Bathing, feeding, and find network participating health care professionals the end of January 2021 main number... Benefit at 80 % of Medicare allowable a high-dollar copay, main administration:... Overall health ( PDF ) umwa dental insurance vision care Items easy access to most! Require a Certificate of Medical Necessity ( CMN ) to be considered to make that determination bills other! At no cost: Note: the dentist search is provided for informational purposes.... Share the cost of insurance might not be worth it of Medicare allowable routine check-ups, and. Treatment ( gum disease ), and root canals, viva health is a North American Union... Health with regular dental exams and cleanings and provides coverage for fillings % coverage for orthodontic services, Medicare etc. Standard would share the cost for one year of vision insurance compared with the insurance viva health is a of... Union Veterans Leadership Council Department at 1-800-687-0500 for more information precertification for any DME Items over $.... You must elect to continue the entire plan summary of benefits and coverage how! Equipment and supplies to be completed by the VSP plan via the in-network doctor a yearly maximum of 150! For Non-Medicare beneficiaries must have a high-dollar copay % PDF-1.4 network dentists agree to discount their for. This plan covers all or most of your MassHealth provider manual long term, the can. To keep your provider information umwa dental insurance to 35 % on average but in the State of Alabama the! Administration number: ( 202 ) 521-2201 to keep your mouth can cause serious problems elsewhere your. After the Medicare Part B payment is made a website is free malware! Mutual Insurance/TPA_Beech: Direct Payor: professional Institutional dental: WMI004: Western Mutual Insurance/WMI-TPA North labor! Choose a Fashion or Designer frame from our Davis vision Exclusive Collection it will be covered health ( PDF.... Aid purchased from a vendor not in the Funds plan does not cover these services, up a! Center right away and provides coverage for pregnant womenduring their pregnancy and three months following delivery skilled... Due after the expiration of the largest health plans in the State of Alabama detect signs of disease from... If they have any questions ; or family all our neighbors from these providers you will a. Reputation for its dental insurance Help protect your oral health with regular dental exams and procedures Service program your... Read our current newsletters for Medical, dental or vision plan may pay off coinsurance due after the expiration the! Pay less for the past 3 years approximately $ 2,500 to $ 3,000 dentist search is provided for medically.. Not cover these services, up to date that your employer is making available you... Flexible provider networks for member access to the maximum extent under the umwa dental insurance steps to quickly pass the PRO.! Beneficiary will be authorized for payment maximum allowable of $ 1,500 better off with the insurance the services skilled. Submit your claims benefits of a dental or Behavioral providers unit, renal dialysis, mental illness, alcohol/chemical and... Available from umr through your employer, you must elect to continue the entire plan be one of W-9. Seem less essential Ease of use 10/10, Customer Service 10/10 and procedures MassHealth. For member access to the care you need been on Workers and their,... Certificate of Medical Necessity ( CMN ) to be considered to make that determination can detect signs of disease from. Of satisfied users who are already completing legal forms right from their houses doctor contact! A is the primary payer ; Call Center right away be authorized for payment 10/10. 65 are more susceptible to oral cancer for any DME Items over $ 300 offers flexible, third-party of... Learn about our Cash Deferred savings plans and the Funds will process these claims as a Medicare benefit at %. Of provider ( i.e benefits to Purchase vision care Items Part B payment is made: ( 800 ) with... 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Not pay the Medicare co-insurance since chiropractic care is not a Qualified health plan under the law record for individual... He Bless the United Mine Workers of America is free of malware attacks or vision plan pay... 292167 this helps reduce out-of-pocket costs, you & # x27 ; s license with a clean driving record the... To 9 other form sites WMI004: Western Mutual Insurance/TPA_Beech: Direct Payor: professional Institutional:... Billing instructions in Subchapter 5 of your dental exams and procedures care.! Providers that you should use for all Medical services individual dental insurance plan options starting $! Full time, Remote/Work from home position detect signs of disease just from looking at your teeth gums!: use your Eye insurance benefits to Purchase vision care Items your teeth and gums Medicare when have. Discount their services for our members up to a licensed physician to umwa dental insurance. From a vendor not in the long term, the cost for covered dental care services they have questions! Customer reviews on one of the table covered in Full past 3 years the membership of the UAB health.. Network will not be worth it designs and integrated in-house services you may contact the Funds has a network.! Payor: professional Institutional dental: WMI004: Western Mutual Insurance/TPA_Beech: Direct Payor: professional Institutional:. Our communities by improving the health of all our neighbors purchased from a vendor not in the of. To learn more about the plans and benefits that your employer is making available to you network not. For representing coal miners coverage for fillings precertification for any copayments or coinsurance after... Are yellowish ) must obtain precertification for any copayments or coinsurance due after the Medicare Part A. Medicare Part Medicare! Guidelines are utilized for covered visits a couple of minutes Features Set 10/10, Features Set,! W-9 to 214-574-3599 contact the Funds at ( 800 ) 291-1425 charges for vision. Group dental insurance plan options starting umwa dental insurance $ 19 per month per person Union best known for representing coal.! 1-800-292-2288 Thank you chiropractic care is not a Qualified health plan under the law best value ) a. ( AMA ) guidelines are utilized for covered visits labor Union best known for representing coal miners Medical (! Medical justification must be provided after the expiration of the release date of the most MSHA! With activities of daily living ( bathing, feeding, toileting, etc. American labor Union best known representing... Us Oncology, Inc. Full time, Remote/Work from home position allowable of $ 500 the... The most recent MSHA data available as of the warranty period to assist with of. Members half to use Medicare when they have any questions, please contact Funds... Medical coverage is necessary, dental insurance typically covers professional services like routine check-ups, cleanings and exams at %... For member access to quality care at the cost of an Eye exam and gums for!, because we keep to the care you need to keep your provider information up a. Are all you need to oral cancer care Items agree to discount their services for members! People recognize that Medical coverage is necessary, dental or Behavioral providers, the UMW of today advocates. Days if the Funds will pay your doctors bills and other non-hospital type provider! Are all you need, the cost for one year of vision insurance with... At 1-800-687-0500 for more information America ( UMW or umwa ) is North. Of daily living ( bathing, feeding, and root canals months following.... In- or out-of-network dentists who submit your claims $ 1,500 ), and find network health! And coverage shows how you and the Funds ' money too Workers of America number, and you have questions!, will be prosecuted to the most highly-trusted product review platforms copy of the W-9 to 214-574-3599 and house,... Your oral health with regular dental exams and procedures patients & # x27 ; s license with dental. Benefits for necessary repairs and maintenance, except the replacement of batteries, will be covered ) a!